These Terms & Conditions ("Terms") govern your access to and use of the website operated by Northeastern Health Insurance Agency LLC, doing business as Northeastern Health Group ("Northeastern Health Group," "we," "us," or "our"). By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use the website.
1. Use of the Website
You may use this website only for lawful purposes and in accordance with these Terms. You agree not to use the site in any way that could damage, disable, or impair it, or interfere with any other party's use of it.
2. Informational Purpose Only
The content on this website is provided for general informational purposes only and does not constitute insurance, legal, financial, or medical advice. Coverage descriptions are summaries and are subject to the terms, conditions, limitations, and exclusions of the actual plan documents. Plans and availability vary by state and carrier.
3. Discount Plans Are Not Insurance
Any dental, vision, hearing, and prescription discount plans we offer are not insurance. They are discount programs that provide reduced rates on certain services from participating providers. They are not a qualified health plan and are not intended to replace medical insurance.
4. No Government Affiliation
Northeastern Health Insurance Agency LLC is not affiliated with or endorsed by the U.S. government, CMS, or any federal or state marketplace. ACA alternative (non-ACA) medical plans are not qualified health plans under the Affordable Care Act and may have limitations or exclusions.
5. Quotes, Eligibility, and Plan Availability
We do not offer every plan available in your area. Any information we provide is limited to the plans we offer in your area.
Submitting a form, requesting a quote, or speaking with an agent does not guarantee coverage, bind any plan, create an agent-client relationship, or guarantee eligibility. Insurance carriers and plan providers make all final decisions regarding eligibility, pricing, benefits, exclusions, and claims.
6. Communications and Consent
By checking the consent box and submitting a form on this website, you confirm that you are the subscriber or authorized user of the phone number and email address provided, and you expressly consent to receive calls, text messages, and emails from Northeastern Health Insurance Agency LLC and its licensed agents and representatives at the telephone number and email address provided, including communications sent using an automatic telephone dialing system, artificial voice, prerecorded voice, or automated messaging technology. The types of calls and texts you consent to receive include messages that market, offer, or promote the purchase of health and supplemental insurance plans, products, and services. Your consent is not required as a condition of any renewal or purchase, and you may revoke your consent at any time. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages at any time and HELP for assistance.
7. Intellectual Property
All content on this website — including text, graphics, logos, and design — is the property of Northeastern Health Group or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our prior written permission.
8. Third-Party Links and Services
This website may contain links to third-party websites or reference third-party products and services. We are not responsible for the content, policies, or practices of any third parties.
9. Disclaimer of Warranties
This website and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.
10. Limitation of Liability
To the fullest extent permitted by law, Northeastern Health Group and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of, or inability to use, this website.
11. Indemnification
You agree to indemnify and hold harmless Northeastern Health Group and its affiliates from any claims, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the website or your violation of these Terms.
12. Governing Law
These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-law principles. Any disputes arising out of or relating to these Terms or your use of this website shall be subject to the exclusive jurisdiction of the state and federal courts located in Broward County, Florida.
13. Changes to These Terms
We may update these Terms from time to time. Changes become effective when posted on this page with a revised "Last updated" date.
14. Contact Us
Northeastern Health Insurance Agency LLC (d/b/a Northeastern Health Group)
Phone: 888-863-7998
Email: info@northeasternhealthgroup.com