These Terms & Conditions ("Terms") govern your access to and use of the website operated by Northeastern Health Group ("we," "us," or "our"). By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use the website.
1. Use of the Website
You may use this website only for lawful purposes and in accordance with these Terms. You agree not to use the site in any way that could damage, disable, or impair it, or interfere with any other party's use of it.
2. Informational Purpose Only
The content on this website is provided for general informational purposes only and does not constitute insurance, legal, financial, or medical advice. Coverage descriptions are summaries and are subject to the terms, conditions, limitations, and exclusions of the actual plan documents. Plans and availability vary by state and carrier.
3. Discount Plans Are Not Insurance
Our dental, vision, hearing, and prescription discount plans are not insurance. They are discount programs that provide reduced rates on certain services from participating providers. They are not a qualified health plan and are not intended to replace medical insurance.
4. No Government Affiliation
Northeastern Health Group Inc. is not affiliated with or endorsed by the U.S. government, CMS, or any federal or state marketplace. ACA alternative (non-ACA) medical plans are not qualified health plans under the Affordable Care Act and may have limitations or exclusions.
5. Plan Availability
We do not offer every plan available in your area. Any information we provide is limited to the plans we offer in your area. Requesting a quote or submitting your information does not create a plan or guarantee coverage or eligibility.
6. Communications
By providing your contact information, you consent to be contacted by Northeastern Health Group and licensed insurance agents by phone, text, or email regarding health insurance and related options, as further described in our Privacy Policy.
7. Intellectual Property
All content on this website — including text, graphics, logos, and design — is the property of Northeastern Health Group or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our prior written permission.
8. Third-Party Links and Services
This website may contain links to third-party websites or reference third-party products and services. We are not responsible for the content, policies, or practices of any third parties.
9. Disclaimer of Warranties
This website and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.
10. Limitation of Liability
To the fullest extent permitted by law, Northeastern Health Group and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of, or inability to use, this website.
11. Indemnification
You agree to indemnify and hold harmless Northeastern Health Group and its affiliates from any claims, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of your use of the website or your violation of these Terms.
12. Governing Law
These Terms are governed by the laws of the state in which Northeastern Health Group is organized, without regard to its conflict-of-law principles.
13. Changes to These Terms
We may update these Terms from time to time. Changes become effective when posted on this page with a revised "Last updated" date.
14. Contact Us
Northeastern Health Group
Phone: 888-875-0708
Email: info@northeasternhealthgroup.com